I design structured financial risk frameworks that make uncertainty visible and decision-making clearer.
With over 25 years of experience in actuarial modelling, valuation and capital analysis, I operate at the intersection of risk, finance and governance.David Michel, Aktuar SAV/ Actuaire IA
Services
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Advanced financial modelling (valuation, projections, capital analysis)
Scenario design & stress layering
Risk transmission analysis
Longevity & long-duration cash-flow structuring
Capital adequacy & embedded value review
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IFRS 17 transformation & review
Regulatory compliance frameworks (FINMA, SST/Solvency II, ARCA)
Insurance licensing advisory
Governance documentation & model validation
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Excel/VBA & Python-based modelling tools
Process automation & reporting frameworks
Data pipeline design
Analytical system implementation (Prophet Traditional and Prophet ALS, SQL, Power BI)
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M&A actuarial due diligence
Investment structure analysis (US life settlements)
Portfolio valuation & optimisation
Executive-level economic interpretation
I am a Swiss-based financial risk professional with over 25 years of experience in actuarial modelling, valuation and capital analysis.
Through Dedalis, I advise insurers, investment structures and advisory teams on the design and review of financial risk frameworks, regulatory models and long-term cash-flow structures. My work bridges actuarial depth and financial strategy, focusing on transparency, governance alignment and economic substance.
Having operated in senior consulting roles and executive-level functions, I bring experience working with boards, regulators and cross-functional leadership teams across multiple jurisdictions.
I value structured thinking, independence and intellectual integrity. Where appropriate, I collaborate with selected partners to complement technical scope while preserving clarity of responsibility.
About
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I operate across the following professional environments:
Insurers, Reinsurers
Banks
Mid-sized corporates
Investment & structuring teams
Independent CFO & advisory boutiques
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I serve clients globally:
Switzerland
Europe
Africa
Latin America
Business Context
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A structured approach to integrating climate risk into ORSA processes, emphasising proportionate scenario design, governance alignment and transparency over unnecessary model complexity. Read on LinkedIn.
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An analytical framework highlighting second-order volatility effects in long-duration cash-flow modelling and their implications for valuation, capital adequacy and risk governance. Read on LinkedIn.
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An actuarial-style quantification methodology applied to non-traditional financial risks, demonstrating how structured modelling can transform regulatory uncertainty into measurable economic impact. Read on LinkedIn.
